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The Autobiography of Russell
Life from a different perspective
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Rent is due tomorrow. We have the money for it this month, barely. My sister is loaning me $100 which I'll have to pay back in a month with a weekly installment plan. The rest Stephen is covering. >.>

I have an overdue bill for books, ones I didn't even want in the first place but didn't return in time. The $35 scixual sent as a share from the recent telethon will cover that, thankfully.

I went to the Hibernia bank today with Stephen to remove my mom from the account. It turns out I couldn't just remove her from the account but instead create a whole new one and get rid of the old one. I would've also had to deposit $50 to create the new account, as policy serves (I might not have been able to access those funds immediately and I would need that money for rent tomorrow). So, I went ahead and withdrew all the funds from the account (which is an automatic closal of the account if it reaches zero) and deposited them in Stephen's account at the Iberia bank.

As far as the bank situation goes, I'm going to do one of two things, although not sure which yet. Either Stephen and I will get a joint account at Iberia OR I'll get my own account there. In order for me to get an account at Iberia though I'll need $100, but I'll be able to immediately withdraw those funds the same day if I needed to. Iberia bank also gives you a free debit card (compared to Hibernia which costs $12).

That's all I feel like ranting about, plus I know you don't like hearing me rant. I'll check in again later with updates on PDI work.

P.S. Somehow I doubt anyone would miss or even notice if I disallowed comments to my entries.

Current Mood: discontent discontent
Current Music: "Symphony #94 in G" by Joseph Haydn

4 comments or Leave a comment
raist_ From: raist_ Date: August 31st, 2004 03:13 pm (UTC) (Link)

Bank accounts

THis is just my personal advice, after watching my mother make too many mistakes previously.

Get your own bank account. Joint bank accounts with relationship partners have a very nasty potential for a lot of bad things. If the relationship ever ends badly, there's a whole lotta drama that could happen.

Which means it becomes easier and simpler, just in case.

Motto to live by: Cover Your Ass.
zimzat From: zimzat Date: August 31st, 2004 03:29 pm (UTC) (Link)

Re: Bank accounts

I'm learning it may not be that easy. The Iberia bank has a monthly fee of about $5 to $10, which I so can not afford (seeing as I'm not even making any money to counteract that right now). I may have to go back to Hibernia for their free checking (which also means no monthly fee).

I see your point, and my sister would say the exact same thing. If I could I would agree, but current circumstances don't give me much choice since I have nill to no money.

Things are going fine in the relationship and I see no reason what-so-ever why we would break up or why I should be cautious. To be 'cautious' would also lend to making people think you don't trust them, which can lead to the vicious cycle of doubt.

Sorry if that last paragraph didn't make a lot of sense. I'm watching "The Bourne Identity" so my brain might go off on some other tangant.
raist_ From: raist_ Date: August 31st, 2004 04:24 pm (UTC) (Link)

Re: Bank accounts

Nah, it made sense.

*shrugs* It was just my advice, after all. I've watched too many people burned. Better safe then sorry, after all.
zimzat From: zimzat Date: August 31st, 2004 04:55 pm (UTC) (Link)

Re: Bank accounts

I agree. It is better safe than sorry, but on the other hand if you don't risk you don't gain. (At least in most instances)

For now I'll just be putting money in his account when it comes time to pay a bill (such as rent, cable, or utilities) and having him write a check.

Thanks for the advice, and the conversation. I've missed having communication with people via LiveJournal.
4 comments or Leave a comment