Figuring a payment of $100 a month, $120 for gas, and $200 for minimum insurance, that's over $400 a month. The recommended insurance is $500 a month, which makes it over $700 a month.
|$5.15/hr (minimum wage)|
Using the above table of figures, you'd have to work at least 60 hours a week at minimum wage to afford an apartment and a car, or 40 hours a week at 7.50, and that's only breaking even with minimum car insurance. With the recommended car insurance you'd have to work at least 80 hours a week at minimum wage, 60 at $7.50/hr, or 40 at $10/hr to break even with it and the apartment.
It almost pays not to have a car, except it's hard to get a job without a car.